Owner & seller financed notes
You sold a property and carried the financing. Now you'd rather have the cash than wait out the payments. We review owner financed and seller financed notes from individual note holders.
We buy mortgage notes on the secondary market
Sell your mortgage note. See what it's worth.
Holding an owner financed note, a seller financed note, a land contract, or institutional loans? Your Deal Buddy buys mortgage debt in all 50 states, any size, performing or non-performing. Send us the basics. We review every submission and either make an offer or let you know we'll pass.
- Notes in all 50 states
- Any size, no minimum or maximum
- Performing or non-performing
- Free offer, no obligation
Who we buy from
Notes we buy
If you're owed payments secured by real estate, we'd like to hear about it. We buy in all 50 states, and there's no minimum or maximum note size.
Institutional loans & pools
Banks, lenders, funds and other institutions selling individual loans or a note pool can submit the basics for review. Any size, from a single loan to a full pool.
Land contracts & other private notes
Land contracts, contracts for deed, deeds of trust and other private mortgage notes. Not sure what you have? Send it in and we'll take a look.
How it works
How to sell your mortgage note
- 1
Submit the basics
Tell us about the note: balance, rate, payments left, property and payment history.
- 2
We review
We look over the details and may ask for documents such as the note, mortgage or deed of trust, and payment records.
- 3
Offer or pass
We either make you an offer or tell you plainly that it isn't a fit.
Not ready to sell?
Non-performing note? We can help collect.
If the borrower has stopped paying and you'd rather keep the note, ask about our collection and servicing help for non-performing notes. Collections and servicing are priced per deal. You can also sell a non-performing note outright. Tell us which you'd prefer.
Who you'll deal with
The person buying your note
Your Deal Buddy is based in California and buys notes in all 50 states.
FAQ
Questions about selling a note
How do I sell my mortgage note?
Start by filling out the short form above with the basics: property type and state, original amount, unpaid balance, interest rate, payments remaining and payment history. We review the note and either make an offer or let you know we'll pass. If you accept, we work with you through closing.
Can I sell an owner financed note?
Yes. If you sold a property and financed the sale yourself, the buyer's promissory note, secured by the property, can be sold. Tell us about the note and we'll review it.
How do I sell a seller financed note?
"Seller financed" and "owner financed" describe the same arrangement: the seller acts as the lender. The process is the same. Submit the details of the note and payment history, and we'll review it.
Can I sell a non-performing note?
Yes, we review non-performing notes, where the borrower is behind or has stopped paying. If you'd rather keep the note, ask about our collection and servicing help.
Can I sell a note on a land contract?
Yes, send it in. A land contract (also called a contract for deed) is another form of seller financing, and we review those too, in any state.
Can I sell a note in a pool?
Yes. Institutions and investors can submit a pool of loans for review. Choose "Pool of loans" as the property type and we'll follow up for the loan-level details. There's no minimum or maximum pool size.
What information do I need to get an offer?
The basics on the form are enough to start. Later we may ask for a copy of the note, the mortgage or deed of trust, the closing statement from the original sale, and a record of payments.
Does it cost anything to get an offer?
No. Getting an offer is free and there's no obligation to accept it.
Do you buy notes in my state?
Yes. We're based in California and buy notes in all 50 states.
Is there a minimum or maximum note size?
No. We look at notes of any size, from a single small note to a large pool.
How much do collections and servicing cost?
Collections and servicing for non-performing notes are priced per deal, based on the note and the situation. Tell us about the note and we'll discuss it with you.
Find out what your note is worth.
Free, no obligation, any size, any state. Send us the basics and we'll review it.